There is a lot that goes into your first apartment, and it's important to budget accordingly! Read our blog to learn more about all of the expenses you should anticipate.

New to Ames, Iowa? Discover the best places for shopping, eating, and entertainment, plus helpful tips to settle into your new city.

Renting your first off-campus apartment can be both exciting and stressful. Check out our guide to help you through the process!

Whether it’s your first time renting or you’ve been renting for several years, renters insurance might not be at the top of your priorities, but it should be. Life is unpredictable; every renter should utilize renters insurance because it's affordable, most rentals require it, and it can spare lots of stress if something unexpected happens. What Is Renters Insurance? [H2] Renters insurance is a type of property insurance. You can get renters insurance from different insurance agencies, whether they’re big nationally or operate on a regional level. Some examples of national insurers include State Farm, Nationwide, GEICO, and Allstate. What Does It Cover? [H2] While the specifics of what renters insurance covers vary from policy to policy, there are three main areas that renters insurance is sure to cover: personal belongings, liability, and additional living expenses. Policies vary based on factors like state regulations, company-specific options and features, and coverage limits and values. It should be known that renters insurance doesn’t cover the structure of the building; that part is usually included in the landlord's insurance policy. Personal Belongings [H3] If your rental property faces an unexpected event and your belongings are damaged, renters insurance may be able to cover part of the expenses to help you replace your items. Renters insurance will only cover what your company offers minus your deductible. However, it’s important to note that renters insurance will only cover the cost of your personal belongings if damage is caused by an incident or peril laid out in your policy. Knowing what your policy covers will help you avoid surprises and feel more comfortable with your plan. Several events that could be covered with renter’s insurance include: Fire and lightning Theft and vandalism Water damage Smoke Explosions Windstorm and hail Liability Renters insurance can help cover expenses in various ways regarding liability. Renters insurance may cover expenses if you're deemed liable for injuries to others in your rental property, damages to others' property, or legal expenses. For example, if a guest slips on a wet floor and you’re liable, renters insurance may be able to cover their medical expenses. If a fire starts in your apartment and spreads to the neighboring unit, causing damage, renters insurance might help cover some of the damage costs. In either of these situations, were you to be sued, renters insurance might help cover legal defense costs. Additional Living Expenses If you have to leave your rental property due to it becoming no longer livable (because of a covered event), renters insurance can cover a portion of the cost of temporary living. This might include the cost of staying at a hotel or other rental property while repairs take place, temporary storage fees, and even increased food costs if you cannot cook in your temporary living space. When it comes to covering costs from unpredictable events, these main coverage areas from renters insurance help you stay prepared for the unexpected. What’s Not Covered? There are certain instances where renters insurance generally doesn't cover the cost of damages. Some examples are: Natural Disasters Floods Earthquakes Landslides Sinkholes Pest damage Mold damage (in most cases) Damage to the structure of the building (the landlord's insurance policy usually covers this) Renters insurance offers valuable protection, but it's just as important to know what's not included with your plan to ensure you're confident with your coverage. Secure Living With Hunziker Renting a new place is exciting, but don’t forget to protect yourself with renters insurance. Hunziker Property Management requires it for all leaseholders, and it’s the best way to protect your belongings and peace of mind. If you’re looking for your next rental, HPM offers a wide selection in Ames, Gilbert, Ankeny, and beyond. Contact us today to find a property that fits your needs- insurance peace of mind included.

If you’ve ever wished for the perks of big-city living without actually having to live in a big city, let me introduce you to Ankeny, Iowa . Just a short drive north of Des Moines, Ankeny has become one of those places that truly has the best of both worlds. It’s grown a lot in recent years, but it’s still managed to hang onto that small-town charm people love so much. That Small-Town Feel You Just Can’t Fake One of the first things you’ll notice about Ankeny is how tight-knit the community feels. There are always local events happening. SummerFest is a big one, but there’s also the weekly farmers market, parades, movie nights in the park ... the list goes on. It’s the kind of place where you run into friends at the coffee shop or while walking your dog downtown. Uptown Ankeny and The District at Prairie Trail are both hot spots for grabbing a bite, checking out some unique shops, or just hanging out. And let me tell you, the local breweries like Firetrucker and Uptown Garage know how to draw a crowd, especially on a sunny afternoon. Don’t Let the Charm Fool You — This Town Has It All For as cozy as it feels, Ankeny doesn’t fall short on amenities . Ankeny Kirkendall Public Library is the brand-new public library that’s huge, modern, and packed with community programs, events, and resources for all ages. If you work in Des Moines, the commute is a breeze. It’s only about 15 minutes down Interstate 35, so you get the benefit of working in the city while coming home to a place that feels more relaxed and personal. Trails, Parks, and Plenty of Outdoor Fun If you’re an outdoor person or just like pretending to be on weekends, Ankeny has you covered . The city has more than 90 miles of trails for walking, running, and biking, including the iconic High Trestle Trail. And coming soon? A glow-in-the-dark trail. Yes, really. It’s going to be a fun addition for night rides or evening strolls. Families especially love the abundance of parks and recreation options. The Prairie Ridge Sports Complex is a go-to for weekend games, and in the summer, the waterparks at Cascade Falls and Prairie Ridge are packed with kids cooling off and making memories. A Great Place to Raise a Family If you’ve got kids, or are planning to, Ankeny’s schools are one of the big draws. The Ankeny Community School District is well-respected, with strong academics and tons of extracurriculars. It’s one of those places where families settle in because they know their kids will be well supported.  And honestly, it just feels like a great place to grow up. Safe neighborhoods, welcoming neighbors, and a real sense of community. Ready to Call Ankeny Home? At the end of the day, Ankeny is the kind of place where you can plant roots. Whether you’re starting a family, relocating for work, or just looking for a fresh start in a friendly town, it’s worth checking out. If you’re thinking about making the move, we at Hunziker would love to help you find the right place to call home. Contact us today to find your future home in Ankeny!

Finding the right apartment as a college student can feel like a daunting task. Whether you're looking to move off-campus for the first time or need a new place in a new city, the apartment-hunting process can quickly become overwhelming. The key to success is being organized, knowing what to look for, and starting early. Here's a step-by-step guide to help you navigate the apartment search and find the best place for your needs and budget. 1. Know What You Can Afford Before you start browsing listings, it's important to determine your budget. Rent is usually the largest monthly expense, so understanding how much you can afford is crucial. A general rule is to spend no more than 30% of your gross monthly income on rent. When calculating your budget, remember to include additional costs, such as: Utilities (water, gas, electricity) Internet and cable Renter’s insurance Many landlords also require a security deposit, typically equal to one month’s rent, which you’ll need to factor into your initial costs. If your budget is tight, consider getting a roommate to split the rent and other expenses. It’s a great way to save money and have company, especially if you're new to town! 2. Start Your Search Early Timing can play a big role in your success. The best time to search for an apartment is typically in the fall before the next school year. This gives you enough time to see multiple options, ask questions, and make informed decisions. 3. Pinpoint the Ideal Location Location is everything when choosing an apartment, especially as a college student. You’ll want to find a place that’s close to campus, public transportation, and amenities like grocery stores, cafes, and pharmacies. When searching in Ames, Iowa , and around Iowa State University, pay attention to:  Proximity to CyRide bus stops (or walking distance to campus) Quiet, safe neighborhoods (ideal for studying and sleep) Distance to essential services (grocery stores, coffee shops, etc.) Consider whether you’d prefer to be in a bustling area near campus or a quieter neighborhood a bit farther away. Sometimes, moving a little further from campus can get you a better deal on rent and a more peaceful environment. 4. Use Apartment Listing Websites There are many online platforms that can help streamline your search. Websites like Zillow and Apartments.com have extensive listings with photos, prices, and information about amenities. You can filter listings by factors like price, number of bedrooms, and location to narrow down your options. When browsing online, be sure to: Verify listings : Scams can sometimes slip through the cracks, so always cross-check information and read reviews of the property or landlord. Check out floor plans and photos : Look for units that match your needs in terms of size and features (such as in-unit laundry, a dishwasher, or parking). Contact the landlord or property manager : Ask specific questions about the unit, building, and lease terms. The more you know upfront, the fewer surprises you’ll encounter later. 5. Schedule In-Person Tours While online listings are helpful, there’s no substitute for seeing the apartment in person. Make sure you schedule a tour before signing a lease . This is your chance to inspect the apartment and ask questions. During the tour, be sure to check: The condition of appliances : Are they working properly? Are there any signs of wear and tear? Security features : Are the locks on doors and windows secure? Is the building safe? Noise levels : How loud is the neighborhood during the day and night? If the apartment is still occupied, ask the landlord for photos of the unit when it’s vacant. Make sure the unit you’re seeing is what you’ll get when you move in. 6. Be Prepared for Additional Costs Once you’ve found an apartment you like, there are often upfront costs to consider. These can include: Security deposit First month’s rent Application fee Moving costs (renting a truck, hiring movers, etc.) Before signing the lease, ask the landlord about any additional fees, such as maintenance fees or pet fees, if you plan to have a pet. 7. Review the Lease Carefully Once you’ve found the perfect apartment, it’s time to review the lease agreement. Don’t sign anything without understanding the terms, as your lease is a legal document. Key points to check in the lease include: Lease term : Is it a fixed lease (usually 12 months) or month-to-month? Rent due date and payment method : When is rent due each month? Is there a grace period for late payments? Are there penalties for missing a payment? Maintenance responsibilities : Would you be responsible for any repairs? Does the property have emergency maintenance services? Subletting policies : Are you allowed to sublet the apartment if you need to leave early or have a temporary roommate? If something seems unclear or confusing, ask the landlord to explain it before signing. 8. Set Up Utilities and Renter’s Insurance Before moving in, you'll need to set up utilities like electricity, water, and gas if your lease requires you to do so. If you’re living in a building with shared utilities, make sure you know how the costs are split. Additionally, many landlords require renters' insurance . Renter’s insurance can protect your belongings in case of fire, theft, or water damage. It’s a smart investment, even if it’s not required by your landlord. 9. Start Packing and Plan Your Move Once the paperwork is signed, it’s time to prepare for your move. Create a timeline and checklist to make sure everything goes smoothly: Plan your moving day : Whether you’re renting a truck or asking friends for help, make sure to book everything in advance. Pack smart : Start packing early and label boxes to make unpacking easier. Set up utilities and internet : Don’t forget to schedule electricity, water, and internet installation if needed. Notify your school and other contacts : Update your address with your university, bank, and any subscription services. Start Your Search in Ames With Hunziker If you're a student at Iowa State University looking for an apartment in Ames, Iowa, Hunziker Property Management has a wide range of student-friendly rentals close to campus. Whether you’re looking for a quiet one-bedroom or a spacious unit to share with roommates, Hunziker has affordable options in prime locations. Browse available apartments and start your apartment search today!

If you're considering a move to Gilbert, Iowa, you're in for a charming small-town experience with all the conveniences of being close to Ames. Known for its friendly community, excellent schools, and peaceful atmosphere, Gilbert is a hidden gem in central Iowa. Whether you're relocating for work, seeking a quieter lifestyle, or looking for a great place to raise a family, Gilbert has plenty to offer. Here's what you need to know about living in this welcoming town. Small-Town Charm With Big-City Convenience Gilbert is a tight-knit community with a population of just over 1,000 residents. Despite its small size, the town has a lot to offer, from local events to outdoor recreation. Plus, with Ames just a short drive away, you have easy access to shopping, dining, entertainment, and healthcare services. This balance between small-town charm and big-city convenience makes Gilbert an attractive place to call home. Top-Rated Schools One of the biggest draws to Gilbert is its highly rated school district. The Gilbert Community School District is known for its strong academic programs, dedicated teachers, and a wide range of extracurricular activities. Families moving to Gilbert can feel confident that their children will receive a high-quality education in a supportive environment. Affordable Housing Housing in Gilbert is more affordable compared to larger cities, making it an excellent option for first-time homebuyers and families looking to settle down. Whether you're searching for a charming historic home, a new construction townhome or apartment , or a spacious property with land, there are plenty of options available. A Strong Sense of Community Living in Gilbert means being part of a community where neighbors know each other and look out for one another. The town hosts various events throughout the year, including holiday celebrations, farmers markets, and community gatherings , making it easy to get involved and meet new people. Outdoor Recreation and Activities For those who love the outdoors, Gilbert offers plenty of opportunities for recreation. Local parks , walking trails, and nearby golf courses provide residents with ways to stay active and enjoy nature. Plus, with Ames just minutes away, you have access to additional amenities like Reiman Gardens, Ada Hayden Heritage Park, and Iowa State University sporting events. Convenient Access to Ames and Beyond One of the key benefits of living in Gilbert is its proximity to Ames , which is home to Iowa State University and a range of employment opportunities. Many residents commute to Ames for work while enjoying the slower pace of small-town living in Gilbert.  Find Your Next Home With Hunziker! If you're looking for a friendly, safe, and welcoming community with great schools and convenient access to Ames, Gilbert might be the perfect place for you. Hunziker Property Management offers flexible living options in Gilbert to make your apartment feel like home. Contact us today to find your next rental!

Renting your first place is an exciting milestone, but it can also feel overwhelming if you don’t know what to expect. Whether you're a student, a young professional, or just moving out on your own for the first time, preparation is key to making the process smooth and stress-free. Here’s what you need to know before signing your first lease. 1. Understand Your Budget Before you start looking for a place, determine how much you can afford. Rent is just one expense—you’ll also need to budget for utilities, internet, renters insurance, and possibly parking fees. 2. Research the Rental Market If you’re renting in Ames, Ankeny, or the surrounding areas, take some time to research rental prices. Knowing the average cost for different neighborhoods will help you find a place that fits your budget and lifestyle. 3. Gather Important Documents Landlords typically require documentation before approving a lease. Be prepared to provide: Proof of income (pay stubs, tax returns, or an employment offer letter) Credit history or score (some landlords may require a co-signer if you have no credit) References from past landlords or employers A valid ID 4. Read the Lease Carefully Your lease is a legally binding contract, so don’t skim over the details. Pay close attention to: Lease term (12-month, 6-month, or month-to-month) Security deposit amount and refund policy Rules about pets, guests, and noise restrictions Who is responsible for maintenance and repairs If anything is unclear, ask your landlord or property manager for clarification before signing. 5. Plan for Upfront Costs Renting a new place comes with initial expenses. Most landlords require: First month’s rent A security deposit A pet deposit (if applicable) Be sure to have roughly two to three months of rent saved up for these funds before committing to a lease. 6. Inspect the Apartment Before Moving In Before signing , tour the apartment and check for any damage, leaks, or maintenance issues. Take pictures and document anything that seems off so you’re not held responsible for it later. 7. Know Your Responsibilities as a Renter Once you move in, you’ll need to keep up with rent payments, follow building rules, and report maintenance issues promptly. It’s also a good idea to get renters insurance to protect your personal belongings in case of fire, theft, or other unexpected events. Oftentimes, rental properties require renters insurance. 8. Get Ready for Move-In Day When it’s time to move in, make sure you: Set up utilities and internet in your name Change your mailing address Pack essential items for the first few days (cleaning supplies, toilet paper, etc.) Looking for Your New Home? Let Hunziker Help! Renting for the first time is a big step, but with the right preparation, it can be an exciting and rewarding experience. If you’re looking for a rental in Ames, Ankeny, or beyond, Hunziker Property Management can help you find the perfect place. Browse available rentals here and take the first step toward your new home today!

Renting your first apartment is an exciting milestone, but it also comes with its fair share of responsibilities. One of the most important steps in this journey is understanding your lease agreement. This document outlines the terms and conditions of your rental and serves as a legal contract between you and your landlord. To help you navigate this process, we’ve highlighted some key terms every first-time renter should know. 1. Lease Term The lease term specifies the length of your rental agreement. Common terms include month-to-month or fixed durations like six months or one year. Be sure to confirm the start and end dates, and review what happens when the term ends – will it renew automatically, or do you need to sign a new agreement? 2. Rent and Due Date Your lease will outline how much rent you’re expected to pay and when it’s due each month. Some agreements may include a grace period, but paying on time is crucial to avoid late fees or penalties. 3. Security Deposit This upfront payment protects the landlord in case of damages or unpaid rent. The lease should state the amount of the deposit, what it covers, and the conditions for getting it back when you move out. 4. Utilities Your lease should clarify which utilities you’re responsible for, such as electricity, water, or internet. Some leases include utility costs in the rent, while others require you to set up and pay for services independently. 5. Renters Insurance Renters insurance is an essential part of protecting yourself and your belongings. While your landlord’s insurance typically covers the building, it doesn’t protect your personal property. Renters insurance can provide coverage for your belongings in case of theft, fire, or other unexpected events. At Hunziker Property Management, we require renters insurance from each tenant 6. Maintenance and Repairs Understand your responsibilities for maintaining the property. Typically, landlords handle major repairs, while tenants are responsible for minor upkeep. Ensure the lease specifies how to report maintenance issues and the expected response time. 7. Rules and Restrictions Leases often include rules regarding pets, smoking, parking, and noise levels. Violating these terms could result in penalties or even eviction, so it’s essential to read and follow the rules. 8. Subletting If you plan to have a roommate or let someone stay for an extended period, check the lease for policies on subletting or long-term guests. Some leases require written consent from the landlord for these arrangements. 9. Renewal Terms If you enjoy living in your rental, you’ll likely want to renew the lease. Some agreements automatically switch to month-to-month after the term ends, while others require a formal renewal . Clarify these details to avoid confusion. Ready to Find Your New Home? Let Hunziker Lead the Way. Understanding your lease agreement is essential to protect yourself and maintain a good relationship with your landlord. If you have questions about any terms, don’t hesitate to ask for clarification before signing. Need help finding your first apartment? Hunziker Property Management has you covered. Contact us today to explore our available rentals in Ames, Gilbert, Ankeny, and beyond!